The BlackLine alternative built for high-volume money movement

BlackLine is built to run the enterprise close. End Close reconciles every payment across your banks, processors and ledger every day, and goes live in weeks, not quarters.

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Of transactions matched automatically
99.999%
Reconciliation as data arrives, not at month end
Daily
To go live, migration included
2–6 weeks
With pipelines built and run by us
Managed solution

Built for the close vs built for money movement

BlackLine starts from the balance sheet at period end. End Close starts from the transactions themselves, as they move between banks, processors and your ledger during the month.

End Close

Transaction-level reconciliation that runs daily, across every system money moves through.

Banks, processors and ledger feed End Close, which matches each transaction across every source, every day.

Best for teams that

  • Move money at high volume: payments, payouts, lending
  • Need breaks caught daily, not at month end
  • Reconcile processors, banks and internal ledgers together
  • Want finance and engineering working from the same data
  • Do not want to dedicate engineering time to finance tasks

BlackLine

A financial close and account reconciliation suite for mid-size and large enterprises, usually rolled out with an implementation partner.

ERP / GL exports, custom queries and spreadsheets feed modules for account recs, matching and close tasks, run at month end.

Best for teams that

  • Run a complex, multi-entity enterprise close
  • Need account certification and close task management at scale
  • Run an ERP-centred close, e.g. on SAP or Oracle
  • Have a partner to lead implementation and rule maintenance
  • Reconcile mainly at period end

Why payments teams choose End Close over BlackLine

Built for transaction volume

End Close matches individual transactions across banks, processors and ledgers, every day. Volume is the starting point, not an add-on. In BlackLine, transaction matching is one module in a broader close suite.

Live in weeks

Most teams go live in 2–6 weeks, with migration done by our team. There’s no separate implementation partner to hire. BlackLine implementations take months, and are scoped and priced separately.

Breaks caught the day they happen

Monitors watch for stuck payments, missing files, overdue settlements and drops in volume, and alert your team in Slack or email the same day. Every exception goes to an owner, with an audit trail. BlackLine is centred on the period-end close.

End Closevs.BlackLine

Account reconciliationBalance-level reconciliations and sign-off for balance sheet accounts.
End CloseYes
BlackLineYes
Transaction-level matchingMatching individual transactions across two or more sources.
End CloseYes, daily, any number of sources
BlackLineYes
Exception managementEvery break investigated, assigned, resolved and logged in one place.
End CloseYes, AI agents investigate each break
BlackLineFlagged for manual review
Payment processor dataSettlement and payout data from processors and payfacs.
End CloseYes, native
BlackLineFiles you export and upload
Monitoring between closesSlack or email alerts when money is stuck, late or doesn’t arrive.
End CloseYes, monitors with live alerts
BlackLineBalance variance alerts only
Time to go liveFrom signed contract to first live reconciliation.
End Close2–6 weeks
BlackLine3–9 months, partner-led
Close managementClose checklists, task management and journal entries.
End CloseYes
BlackLineYes

See End Close on your own transaction data.

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Where payments teams outgrow BlackLine

BlackLine is a strong choice for running an enterprise close. As transaction volume, processors and payment rails grow, four limits tend to show up.

Transaction volume

Matching millions of payments across processors and banks strains a tool designed around period-end balances.

Breaks found too late

When reconciliation happens at month end, a failed payout or missing settlement can sit unnoticed for weeks.

Rules that need specialists

Match rules grow into the hundreds, and changing them often needs an admin or a consultant.

Implementation time

Partner-led rollouts can mean months before the first reconciliation is live.

Questions about switching from BlackLine

Can we run End Close alongside BlackLine?
Yes. A common starting point is moving high-volume transaction matching to End Close and keeping BlackLine for account certification and close tasks. You can consolidate later, or not at all.
How long does it take to move from BlackLine?
Most teams go live in 2–6 weeks, with migration done by our team. You can run one close on both systems and switch once the numbers tie out.
Can you migrate our existing matching rules?
Yes. Our team moves your matching rules, reconciliation logic and history as part of the migration.
Will our auditors accept End Close’s audit trail?
Yes. Every match, adjustment and write-off is logged with its reason and approver, and matched records are locked so the trail can’t change. End Close also has SOC 2 Type 1 and Type 2 reports from an independent auditor.
How does End Close pricing compare to BlackLine?
BlackLine quotes each customer, and implementation is usually billed on top. End Close pricing is based on volume, so you only pay for what you need, and your cost per transaction falls as you scale.

Move off BlackLine without paying twice

  1. 01

    Contract credit

    We cover up to a year remaining on your BlackLine contract.
  2. 02

    We run the migration

    Matching rules, reconciliation logic and history moved by our team, not yours.
  3. 03

    Parallel close

    Run one close on both systems and switch once the numbers tie out.

We credit up to a year left on your BlackLine contract and run both side by side until your numbers tie out.

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