The AutoRek alternative built for US fintechs

AutoRek grew up reconciling client money for UK financial services. End Close is built for US companies moving customer money, with managed pipelines and AI agents that work every exception.

Book a demoSee how switching works
Of transactions matched automatically
99.999%
To go live, migration included
2–6 weeks
Reconciliation as data arrives, not at month end
Daily
With pipelines built and run by us
Managed solution

A matching engine vs reconciliation end to end

AutoRek matches the data you load into it. End Close also runs the pipelines that bring that data in, and investigates the exceptions matching leaves behind.

End Close

Transaction-level reconciliation that runs daily, across every system money moves through.

Banks, processors and ledger feed End Close, which matches each transaction across every source, every day.

Best for teams that

  • Move customer money on US rails: ACH, cards and wires
  • Want their data pipelines run for them
  • Need exceptions investigated, not just listed
  • Want finance and engineering on the same data
  • Need to be live in weeks

AutoRek

A reconciliation and regulatory reporting platform for financial services, from banks to insurers.

Data feeds your team prepares load into AutoRek, which matches them and lists the exceptions for your team.

Best for teams that

  • Reconcile client money under CASS or safeguarding rules
  • Also reconcile securities, funds or insurance
  • Have a team to build and maintain data feeds
  • Want a vendor with 30 years UK finance experience
  • Need to run it in their own private cloud

Why US payments teams choose End Close over AutoRek

Managed data ingestion pipelines

End Close builds and runs the feeds from your banks, processors and ledger, and fixes them when a format changes. AutoRek customers typically build and maintain those feeds themselves.

Exceptions worked end to end

Agents investigate each break, draft the fix and log every step, and your team approves it in the same place. AutoRek’s AI explains and prioritises breaks and suggests rules.

Built for US rails

ACH returns, card network settlements, FBO accounts and sponsor bank files are first-class data in End Close. AutoRek’s roots are in UK client money and safeguarding.

End Closevs.AutoRek

Transaction-level matchingMatching individual transactions across two or more sources.
End CloseYes, 99.999% automated
AutoRekYes
Managed data pipelinesBank, processor and ledger feeds, built and kept running.
End CloseYes, run by End Close
AutoRekConfigured during implementation
AI exception investigationAgents that investigate each break and propose a resolution.
End CloseYes, with human approval
AutoRekExplains and prioritises breaks
US payment railsACH returns, card settlements, FBO and sponsor bank data.
End CloseYes, native
AutoRekSupported, UK-first origins
Time to go liveFrom signed contract to first live reconciliation.
End Close2–6 weeks
AutoRekMinimum 2 months
Client money and safeguardingUK CASS and safeguarding reconciliation and reporting.
End CloseNot a focus
AutoRekYes
Securities and other assetsFunds, securities, insurance and crypto reconciliation.
End CloseNo
AutoRekYes

See End Close on your own transaction data.

Book a demoSee how switching works

Where US payments teams outgrow AutoRek

AutoRek’s matching engine is reliable at scale. The work around it is where four limits tend to show up.

Feeds to build and maintain

Bank and processor data has to be shaped and loaded before AutoRek can match it, and those pipelines are yours to keep running.

Investigations happen elsewhere

Chasing a bank or processor about a break happens outside the tool, and the evidence is attached afterwards.

Cost that scales with volume

Pricing grows with the data you load, so teams start limiting what goes in.

Rules that need specialists

New reconciliations and rule changes have often needed specialist configuration, adding weeks to each change.

Questions about switching from AutoRek

Can we run End Close alongside AutoRek?
Yes. Run both on the same data until the numbers tie out. Many teams start with one bank or processor and move the rest once they’re confident.
Who builds the data feeds?
We do. End Close connects to your banks, processors and ledger, parses every format and maintains the pipelines when a source changes.
How long does it take to switch?
Most teams go live in 2–6 weeks. We reconcile up to six months of your history for free, so you can compare the results with AutoRek before you switch.
Do you cover UK client money and safeguarding?
End Close is built for US payment rails and finance teams. If CASS or safeguarding reporting is your main requirement, AutoRek is a strong fit today.
Will our auditors accept End Close’s records?
Every match, adjustment and write-off is logged with its reason and approver, and End Close has SOC 2 Type 1 and Type 2 reports.

Move off AutoRek without a gap in your records

  1. 01

    Six months reconciled, free

    Send us your history and we walk you through every exception it finds.
  2. 02

    We run the migration

    Pipelines, rules and history set up by our team, not yours.
  3. 03

    Parallel run

    Keep AutoRek live until the numbers tie out.

Bring up to six months of history. We reconcile it for free, then run alongside AutoRek until the numbers tie out.

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